Cash Credit & Overdraft by Divine Loan Hub
Divine Loan Hub is a reliable source of financial support for those in need of cash credit and overdraft services. In today's unpredictable financial landscape, unforeseen expenses and opportunities can arise, and Divine Loan Hub is there to offer a helping hand when it matters most.
They focus on providing fair and accessible cash credit and overdraft options, assisting individuals in achieving their financial goals, managing financial challenges, or enhancing their financial well-being.
Divine Loan Hub's approach ensures that borrowers not only access the financial assistance they require but also gain a sense of trust and peace of mind. They believe that, at times, a little financial support can make a significant difference in navigating life's most challenging financial moments.
Why Divine Loan Hub?
Divine Loan Hub is made up of dedicated individuals who are on a mission to assist people in achieving financial success.
Personalized Loans
Our loans are designed with your needs in mind. Get a loan ranging from ₹10,000 to ₹20,00,000 for your specific requirements.
Our Mission
Our goal is to help people reach their financial dreams by offering accessible and responsible loan solutions.
We are together
Together, we navigate financial journeys, offering support and solutions, ensuring your success is our shared achievement.
How it works?
It is as easy as 1,2,3
Benefits and features of Cash Credit & Overdraft from Divine Loan Hub
Don't let the challenges of accessing property hinder your financial goals! Divine Loan Hub is here to assist you. We recognize the importance of property ownership, and that's why we provide specialized cash credit and overdraft solutions tailored to your needs. Our financial offerings are designed to be effortlessly accessible, loaded with valuable features, and the most cost-effective in India. We've customized these services to streamline your journey towards financial success. With our support, you can achieve your financial aspirations and embrace them to the fullest!
Innovative Loan Products
We offer various innovative cash credit & overdraft, especially those turned away by traditional banks. Our options include buying a house, home improvements, affordable housing, self-building, property-backed loans, resale, residential property, refinancing, and more
Differential Loan Amounts & Interest Rates
At Divine Loan Hub, we offer loans from INR 2,00,000 to 25,00,000 for 3 to 20 years. Our interest rates are usually 12-18%, and you can choose between fixed and variable rates. Our loans are affordable and easy.
Simple & Efficient Processes
We make getting a loan easy. You just need basic documents, and we have flexible payment plans. Our process is quick, and once approved, we'll put the money in your account or give it to the builder as per the plan
CC & OD Eligibility Criteria
We're here to make accessing cash credit and overdraft facilities easy for you! At Divine Loan Hub, we provide various avenues to help you secure the funds you require against your property. Our primary objective is to simplify the application process, ensuring you can swiftly move closer to realizing your financial goals.
- > The applicant should be an Indian resident
- > Minimum age at the time of application should be 21 years
- > Maximum age at the time of loan maturity should be 85 years
- > The applicant should either be salaried or self-employed
- > The applicant must own a bank account
- > The co-owner of the property should be the co-applicant for the loan
Documents needed for CC & OD
Divne Loan Hub is bound by and follows the KYC forms as per the regulator's guidelines. Here is a list of documents you are required to provide.
Valid Address Proof
Passport/Ration card/Voter ID/Driving License / Registered Rental Agreement/Electricity or Landline bill issued within the previous 3 months
Proof of Identity
Driving License/Voters ID Card, Passport/Ration Card/ Driving License / Photo Credit Card/PAN Card/ Employee ID card for Government servants
For salaried persons
Three months salary slips with ITR or Form 16 for salaried applicants seeking housing loan in India
For self-employed
Bank statement stating transactions for the previous three months
*These documents cover all types of loans for small businesses- Proprietorship, Partnership and Private Limited companies.
Overview
Divine Loan Hub is trusted by nearly 3 million Indians from various regions and backgrounds to meet their diverse needs.
Almost 3 million people from all across India, coming from various walks of life, trust Divine Loan Hub as their reliable partner to fulfill a wide range of needs. When we join forces with you, we promise and deliver the best value for your money, keeping everything clear and simple.
We believe that when we meet your needs, you'll be inspired to move forward in life with enthusiasm and confidence. We are committed to making every step of your journey successful with customized solutions and the easiest process.
Now, let's discuss cash credit and overdraft options. Think of them as specialized financial solutions that leverage your real estate assets, such as your house or land. You can utilize these facilities for various purposes, such as funding that long-awaited vacation, improving your financial situation, or even realizing your dream car purchase. People also turn to them for tasks like consolidating their debts, managing wedding expenses, addressing unforeseen medical bills, and enhancing their properties. The best part is, these options offer remarkable flexibility, require minimal paperwork, and feature speedy processing. They are a preferred choice when you require additional financial support backed by your property.
Frequently Asked Question
These questions often arise in the minds of new people who are unsure about how loans can benefit them and provide the success they need in their life.
Divine Loan Hub is a team of dedicated individuals with a mission to support your financial success. Our loans are designed to suit your needs, offering loans from Rs 20000 to Rs 20,00,000.
Of course! Our loans are made to help people who want money to combine their debts, improve their credit card situation, and cover personal costs. Our new loan option is meant to be cheap, quick, and easy to use.
Paying your loan on time will have a positive effect on your credit, while not paying it on time will have a negative effect on your credit.
Our loan terms can be anywhere from 12 to 60 months*, and this depends on your credit, our assessment, and what suits your needs. Our aim is to discover a loan that fits your financial situation and budget
Absolutely not! You can pay off your loan faster without any extra fees. We see it as this: When you succeed, we succeed!