Loan Against Property by Divine Loan Hub
A loan against property allows you to use your real estate, like a house or land, to secure a loan for various needs, such as consolidating debt, home improvements, or funding a wedding.
There are secured and unsecured options, with interest rates and terms varying by the lender and property value. These loans help when you need extra funds. Some lenders may limit how you can use the loan.
A significant benefit is that it can save you money, like paying off high-interest credit card debt (18% interest) with a lower-interest property loan. Divine loan Hub is there to help and assist you to get the best loan against you property
Why Divine Loan Hub?
Divine Loan Hub is made up of dedicated individuals who are on a mission to assist people in achieving financial success.
Personalized Loans
Our loan against property are designed with your needs in mind. Get a loan ranging from â‚ą10,000 to â‚ą20,00,000 for your specific requirements.
Our Mission
Our goal is to help people reach their financial dreams by offering accessible and responsible loan solutions.
We are together
Together, we navigate financial journeys, offering support and solutions, ensuring your success is our shared achievement.
How it works?
It is as easy as 1,2,3
Benefits and features of Loan Against Property from Divine Loan Hub
Don't let the high prices of properties stop you from realizing your real estate goals! Divine Loan Hub is here to assist you. We understand the significance of owning property, and that's why we offer specialized loans just for you. Our loans are designed to work like magic—easy to acquire, packed with fantastic features, and the most cost-effective in India. We've tailored these loans to simplify your path to property ownership and enjoyment. With our support, you can secure your property dreams and celebrate them to the fullest!
Innovative Loan Products
We offer various innovative loans against your property, especially those turned away by traditional banks. Our options include buying a house, home improvements, affordable housing, self-building, property-backed loans, resale, residential property, refinancing, and more
Differential Loan Amounts & Interest Rates
At Divine Loan Hub, we offer loans from INR 2,00,000 to 25,00,000 for 3 to 20 years. Our interest rates are usually 12-18%, and you can choose between fixed and variable rates. Our loans are affordable and easy.
Simple & Efficient Processes
We make getting a loan easy. You just need basic documents, and we have flexible payment plans. Our process is quick, and once approved, we'll put the money in your account or give it to the builder as per the plan
Loan Against Property Eligibility Criteria
We're here to help you to get the loan easily! At Divine Loan Hub, we offer different ways to get the money you need against your property. Our main goal is to make it easy for you to get these loans, so you can quickly get closer to making your dreams come true.
- > The applicant should be an Indian resident
- > Minimum age at the time of application should be 21 years
- > Maximum age at the time of loan maturity should be 85 years
- > The applicant should either be salaried or self-employed
- > The applicant must own a bank account
- > The co-owner of the property should be the co-applicant for the loan
Documents needed for Loan against Property
Divne Loan Hub is bound by and follows the KYC forms as per the regulator's guidelines. Here is a list of documents you are required to provide.
Valid Address Proof
Passport/Ration card/Voter ID/Driving License / Registered Rental Agreement/Electricity or Landline bill issued within the previous 3 months
Proof of Identity
Driving License/Voters ID Card, Passport/Ration Card/ Driving License / Photo Credit Card/PAN Card/ Employee ID card for Government servants
For salaried persons
Three months salary slips with ITR or Form 16 for salaried applicants seeking housing loan in India
For self-employed
Bank statement stating transactions for the previous three months
*These documents cover all types of loans for small businesses- Proprietorship, Partnership and Private Limited companies.
Overview
Divine Loan Hub is trusted by nearly 3 million Indians from various regions and backgrounds to meet their diverse needs.
Almost 3 million people from all across India, coming from various walks of life, trust Divine Loan Hub as their reliable partner to fulfill a wide range of needs. When we join forces with you, we promise and deliver the best value for your money, keeping everything clear and simple.
We believe that when we meet your needs, you'll be inspired to move forward in life with enthusiasm and confidence. We are committed to making every step of your journey successful with customized solutions and the easiest process.
Now, let's talk about personal loans. Think of it like a special kind of loan that doesn't require you to put up any collateral. You can use it for many things like finally taking that long-awaited vacation, sprucing up your home, or even buying your dream car. People also use it for things like combining all their debts into one, covering wedding expenses, paying unexpected medical bills, and renovating their homes. The best part is, it's super flexible to use, requires very little paperwork, and gets processed quickly. It's a popular choice when you need some extra financial support.
Frequently Asked Question
These questions often arise in the minds of new people who are unsure about how loans can benefit them and provide the success they need in their life.
Divine Loan Hub is a team of dedicated individuals with a mission to support your financial success. Our loans are designed to suit your needs, offering loans from Rs 20000 to Rs 20,00,000.
Of course! Our loans are made to help people who want money to combine their debts, improve their credit card situation, and cover personal costs. Our new loan option is meant to be cheap, quick, and easy to use.
Paying your loan on time will have a positive effect on your credit, while not paying it on time will have a negative effect on your credit.
Our loan terms can be anywhere from 12 to 60 months*, and this depends on your credit, our assessment, and what suits your needs. Our aim is to discover a loan that fits your financial situation and budget
Absolutely not! You can pay off your loan faster without any extra fees. We see it as this: When you succeed, we succeed!